Wednesday, January 26, 2011

The excellent company and industry must match the reasonable price

Buy a share just like buy a company, which is the investment theory what we always follow. But generally the opposite is true when you get the investment practice. We are intent on the increase overly, especially the rapid growth in short term and do not care about the unbelievable high cost. We are intent on the share capital expansion but do not care about the real return the investor made. We are intent on the new shares operation but it will set the scene for the risk of long term hung up.

What can we get from the long investment? We find the answer in one book:

The company and industry which can bring the real high returns to the long term investors must have the relatively high share interest, over expect increase and the reasonable price. The excellent company or the high growth industry might fall down unless they match the reasonable price in long term. To follow these simple and effective theories, Mr. Buffet gets over 26% return from the multi-investment in last fifty years.

We must face the difficult in the stock market to practice the investment by the long-term strategy. You are not only to be asked to have the full patient and the faith also needs the professional investment strategy and the sensitive in this market.

Deliver the complicated investment to fund

Investing is easy. Facing the market fluctuations, make an average heart, with the full confidences, patients and sense, you will certainly get great reward if you found out and already invested those excellent companies.

However, investment is also complicated. Facing the more open market and more selectable subjects, the investment operation becomes more and more complicated. That means, the investment become more and more professional.

We can form a hypothesis, that the investment action is commandments. We must spent more and more energy and time on the study and research to get more return. Well, let the fund take over the complicated investment so we can enjoy our life.

Tuesday, January 25, 2011

招个合适的人真的不容易

一方面是每年毕业的千军万马,另一方面是企业苦苦不能搜罗到合适的人才,不惜重金求助于猎头公司。

并不是机会不多,而是真正的人才实在太少。

我自己每天能写十多篇比较专业的英文文章,每篇300 - 500词,而且挺轻松,招人之前我还以为这并不难,但后来才发现,每天7篇,每篇250词的要求也是很高了。有个同学英语水平并不低,不知道是太在意细节而降低了速度还是什么原因,一周时间只写了这么多。平均每天2 - 3篇。语法、行文都不是业余水平,但就是没产出——仍然停留在应试阶段。

学一样东西,不是要学,而是要马上开始用它。用它一个小时,比你学它一百个小时还管用。

Friday, January 14, 2011

What is a mutual fund?

As a professionally operated type of massive investment pattern, a mutual fund absorbs money from various investors and its investing area is mainly the securities covering stocks, bonds, short-term money market instruments, other mutual funds, other securities, and/or commodities such as precious metals. Determined by the investment objective, the fund’s investments will be traded by its specialized fund manager. In the States, if a fund gains profits, almost all the net income and the earnings of selling any securities must be distributed to the investors at least on a yearly basis according to the compulsive regularities of the Securities and Exchange Commission (SEC) under both SEC and Internal Revenue Service (IRS) with which the fund has been registered. The fund is managed by its investment adviser and other service organizations and vendors, but the best interests of the fund's investors will be guaranteed with supervision of a board of directors or trustees (if the U.S. fund is organized as a trust as they commonly are).

Wednesday, January 12, 2011

What is Depression and What are Its Symptoms and Types?

How many times have you heard people saying that they are feeling depressed? In fact, you must have said it yourself a number of times. It’s fairly common to speak like this in a world which is becoming so fast paced. The fascinating thing is that most people are not aware of what depression actually is.

Depression, or clinical depression, is a condition that can make living a miserable experience for those who have it. It is common to see people calling it by different names, including biological depression, depression, major depression, depressive syndromes, and of course “the blues”. Whatever you call it, it always refers to a feeling of being depressed or sad for several days, weeks, months or even years on end. It is almost always accompanied by having no energy, feelings of hopelessness, keeping you from enjoying the activities that you have always loved doing in the past and also social isolation.

Here, it is crucial to mention that depressive disorders come in different forms and they are characterized by different symptoms. The most common of them all is major depression. There are many symptoms appearing in this category such as feelings of sadness or being constantly anxious. Feelings of worthlessness, guilt, and helplessness, loss of interest in hobbies, decreased energy, difficulty remembering and concentrating and lack of motivation to name a few.

Dysthymia is another type of depressive disorder, though a less severe one. Here, you experience some chronic symptoms that don’t disable you like major depression but keep you from feeling good. It is worth mentioning that it may also lead to major depression.

Bipolar depressive is the third type, which is also known as maniac-depressive illness. This is not as common and is characterized by severe mood swings. Usual irritability, grandiose notions, decreased need for sleep, racing thoughts, increased talking and poor judgment.

If you start experiencing any of these symptoms, it is essential to get in touch with your physician or GP and determine if your symptoms have anything to do with a type of depressive disorder. The earlier you consult with a physician, the better it is for your mental health in the long run.

Learn more about how to live a healthy life.

Monday, January 10, 2011

如何开通paypal商家优惠费率

很早就知道这个,但最近才记起来。申请晚了,损失了几十刀交易费用。

简单地说,就是每月收款达到一定标准,paypal就会为你实行优惠的商家费率,你付给他们的交易费用就便宜了。

申请和查看:https://www.paypal.com/c2/cgi-bin/webscr?cmd=_display-xborder-fees-outside&countries=

费率标准:https://www.paypal.com/c2/cgi-bin/webscr?cmd=_wp-standard-pricing-outside

How to preserve vitamins in food?

Substantial amounts of vitamins in foods can be lost from the time a fruit or vegetable is picked until it is eaten. The water-soluble vitamins - particularly thiamin, vitamin C, and folate - can be destroyed with improper storage and excessive cooking. Heat, light, exposure to the air, cooking in water, and alkalinity are all factors that can destroy vitamins. The sooner a food is eaten, the less chance of nutrient loss.

In general, if the food is not eaten within a few days, freezing is the best method to retain nutrients. In fact, frozen vegetables and fruits are often as nutrient rich as supermarket-fresh ones. Frozen foods are often processed immediately after harvesting. As part of the freezing process, vegetables are quickly blanched in boiling water. This destroys the enzymes that would otherwise degrade the vitamins.

Some tips for preserving vitamins / nutrition in food:

  1. Keep fruits and vegetables cool.

  2. Refrigerate foods in moisture-proof containers.

  3. Avoid trimming and cutting fruits and vegetables into small pieces as much as possible.

  4. To retain the high amounts of nutrients in vegetables, microwave cooking, steaming, or using a pan or wok with very small amounts of water and a tight-fitting lid is best.

  5. Do not add butter or other facts to vegetables during cooking if you plan to discard the liquid.

  6. Minimize reheating food, which reduces the vitamin content.

  7. Don't add baking soda to vegetables to enhance the green color.

  8. Store canned goods in a cool place.


For more health and nutritional tips, please visit Neccy. Keep away from these unhealthy habits.

价差=信息差

自由竞争和平等交易永远都是梦想。

交换总是等价的,但几乎总是不平等的。